# FINANCIAL CONCEPTS LTD (01818427)

> FINANCIAL CONCEPTS LTD is an active private limited company (company number 01818427) incorporated on 22 May 1984, registered in Harlow. Its registered activity is management of real estate on a fee or contract basis (SIC 68320). Latest micro accounts cover the period ending 31 August 2025, showing net assets of −£2,380, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 84% on the prior period (−£15k).

- Status: Active
- Incorporated: 1984-05-22
- Registered office: Harlow, CM20 2DB
- SIC 68320: Management of real estate on a fee or contract basis
- SIC 69202: Bookkeeping activities
- SIC 82110: Combined office administrative service activities
- SIC 82990: Other business support service activities n.e.c.
- Next accounts due: 2027-05-31
- Confirmation statement due: 2027-06-05
- Accounts type: MICRO ENTITY

By net assets it sits in the bottom quarter of 1,007 comparable companies in Essex (median £100, upper quartile £13k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-08-31 | −£2,380 | — | — | — | — | — | 2 |
| 2024-08-31 | −£15k | — | — | — | — | — | 2 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-2,380 at 31 August 2025
- Net assets up 10% or more on the prior period: +84.4% vs prior period
- Incorporated five or more years ago: Incorporated 22 May 1984

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr John Anthony Merriman — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2018-09-15

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/01818427
HTML: https://firmoscan.com/company/01818427-financial-concepts-ltd