# COVERTRIUMPH LIMITED (02197802)

> COVERTRIUMPH LIMITED is an active private limited company (company number 02197802) incorporated on 24 November 1987, registered in Essex. Its registered activity is life insurance (SIC 65110). Latest small accounts cover the period ending 31 December 2025, showing net assets of £337k and cash of £333k, with 7 employees on average. Net assets fell 9% on the prior period (£372k).

- Status: Active
- Incorporated: 1987-11-24
- Registered office: Essex, CM9 5EP
- SIC 65110: Life insurance
- Next accounts due: 2027-09-30
- Confirmation statement due: 2026-12-08
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 817 comparable companies in the UK (median £19k, upper quartile £132k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £337k | £333k | £37k | £39k | — | — | 7 |
| 2024-12-31 | £372k | £385k | £48k | £70k | — | — | 6 |

current ratio 9.43; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £336,763 at 31 December 2025
- Current assets at least 1.5× creditors within one year: Current ratio 9.43
- Cash at bank of £50,000 or more: Cash £333,098
- Incorporated five or more years ago: Incorporated 24 November 1987

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr. Gary Pipe — owns 25–50% of shares; holds 25–50% of voting rights; can appoint or remove directors, since 2025-12-08
- Mrs. Stella Shires — owns 25–50% of shares; holds 25–50% of voting rights; can appoint or remove directors, since 2025-12-08

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/02197802
HTML: https://firmoscan.com/company/02197802-covertriumph-limited