# SPECIALTY UNDERWRITING MANAGERS LTD (03012319)

> SPECIALTY UNDERWRITING MANAGERS LTD is an active private limited company (company number 03012319) incorporated on 20 January 1995, registered in Birchington. Its registered activity is non-life insurance (SIC 65120). Latest small accounts cover the period ending 31 March 2025, showing net assets of £1.66m and cash of £415k, with 2 employees on average. Net assets fell 23% on the prior period (£2.15m).

- Status: Active
- Incorporated: 1995-01-20
- Registered office: Birchington, CT7 9LT
- SIC 65120: Non-life insurance
- Next accounts due: 2026-12-31
- Confirmation statement due: 2027-02-03
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 65 comparable companies in Kent (median £2,387, upper quartile £47k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-03-31 | £1.66m | £415k | £1.38m | £2.63m | — | — | 2 |
| 2024-03-31 | £2.15m | £806k | £945k | £2.09m | — | — | 2 |

current ratio 0.68; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £1,661,775 at 31 March 2025
- Current assets below creditors within one year: Current ratio 0.68
- Cash at bank of £50,000 or more: Cash £415,423
- Incorporated five or more years ago: Incorporated 20 January 1995

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Darryl Papper — owns 75–100% of shares, since 2017-01-07

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/03012319
HTML: https://firmoscan.com/company/03012319-specialty-underwriting-managers-ltd