# A C FINANCIAL LTD (03895570)

> A C FINANCIAL LTD is an active private limited company (company number 03895570) incorporated on 16 December 1999, registered in Northampton. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest micro accounts cover the period ending 31 May 2025, showing net assets of −£281k, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 4% on the prior period (−£271k).

- Status: Active
- Incorporated: 1999-12-16
- Registered office: Northampton, NN1 1UE
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-02-28
- Confirmation statement due: 2026-12-30
- Accounts type: MICRO ENTITY

By net assets it sits in the bottom quarter of 156 comparable companies in Northampton (median £4,993, upper quartile £81k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-05-31 | −£281k | — | — | — | — | — | 2 |
| 2024-05-31 | −£271k | — | — | — | — | — | 2 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-281,305 at 31 May 2025
- Incorporated five or more years ago: Incorporated 16 December 1999

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Stephen John Charles — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/03895570
HTML: https://firmoscan.com/company/03895570-a-c-financial-ltd