# INDIVIDUAL MORTGAGE SOLUTIONS LIMITED (04292013)

> INDIVIDUAL MORTGAGE SOLUTIONS LIMITED is an active private limited company (company number 04292013) incorporated on 24 September 2001, registered in St Albans. Its registered activity is other business support service activities n.e.c. (SIC 82990). Latest small accounts cover the period ending 31 May 2025, showing net assets of £28k and cash of £77k, with 2 employees on average. Net assets fell 55% on the prior period (£62k).

- Status: Active
- Incorporated: 2001-09-24
- Registered office: St Albans, AL1 1NG
- SIC 82990: Other business support service activities n.e.c.
- Next accounts due: 2027-02-28
- Confirmation statement due: 2027-10-08
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the upper half of 1,586 comparable companies in Hertfordshire (median £3,000, upper quartile £47k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-05-31 | £28k | £77k | — | — | — | — | 2 |
| 2024-05-31 | £62k | £69k | — | — | — | — | 0 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £28,113 at 31 May 2025
- Net assets down 25% or more on the prior period: -54.6% vs prior period
- Cash at bank of £50,000 or more: Cash £77,052
- Incorporated five or more years ago: Incorporated 24 September 2001

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Susan Josephine Harding — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06
- Mr William Ernest Carsley Harding — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/04292013
HTML: https://firmoscan.com/company/04292013-individual-mortgage-solutions-limited