# PERSONAL FINANCIAL SOLUTIONS LTD. (04552963)

> PERSONAL FINANCIAL SOLUTIONS LTD. is an active (proposal to strike off) private limited company (company number 04552963) incorporated on 3 October 2002, registered in Watford. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 August 2025, showing net assets of £139k and cash of £9,398, with 6 employees on average. Net assets rose 17% on the prior period (£118k).

- Status: Active - Proposal to Strike off
- Incorporated: 2002-10-03
- Registered office: Watford, WD19 5EF
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-05-31
- Confirmation statement due: 2027-10-17
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 1,892 comparable companies in Greater London (median £7,424, upper quartile £72k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-08-31 | £139k | £9,398 | £135k | £6,064 | — | — | 6 |
| 2024-08-31 | £118k | £159k | £15k | £68k | — | — | 6 |

current ratio 23.86; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £138,633 at 31 August 2025
- Net assets up 10% or more on the prior period: +17.1% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 23.86
- Incorporated five or more years ago: Incorporated 3 October 2002
- Register status is not Active: Active - Proposal to Strike off

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Kalon Financial Ltd (corporate-entity) — owns 75–100% of shares, since 2025-07-18

---
Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/04552963
HTML: https://firmoscan.com/company/04552963-personal-financial-solutions-ltd