# JAMES & LINDSAY LTD (04681610)

> JAMES & LINDSAY LTD is an active private limited company (company number 04681610) incorporated on 28 February 2003, registered in Colchester. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest small accounts cover the period ending 31 March 2026, showing net assets of £631k and cash of £684k, with 19 employees on average. Net assets rose 79% on the prior period (£352k).

- Status: Active
- Incorporated: 2003-02-28
- Registered office: Colchester, CO3 4RH
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2027-12-31
- Confirmation statement due: 2027-03-14
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 177 comparable companies in Essex (median £22k, upper quartile £83k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | £631k | £684k | £184k | £250k | — | — | 19 |
| 2025-03-31 | £352k | £441k | £147k | £249k | — | — | 17 |

current ratio 3.48; size band small.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £630,675 at 31 March 2026
- Net assets up 10% or more on the prior period: +79.3% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 3.48
- Cash at bank of £50,000 or more: Cash £684,039
- Incorporated five or more years ago: Incorporated 28 February 2003

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- J & L General Holdings Ltd (corporate-entity) — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/04681610
HTML: https://firmoscan.com/company/04681610-james-lindsay-ltd