# MORTGAGE STEPS  LIMITED (05124976)

> MORTGAGE STEPS  LIMITED is an active private limited company (company number 05124976) incorporated on 11 May 2004, registered in Colchester. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 May 2025, showing net assets of £59k and cash of £65k, with 1 employee on average. Net assets fell 4% on the prior period (£61k).

- Status: Active
- Incorporated: 2004-05-11
- Registered office: Colchester, CO5 8JL
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-02-28
- Confirmation statement due: 2027-05-25
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the upper half of 638 comparable companies in Essex (median £8,016, upper quartile £62k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-05-31 | £59k | £65k | — | £6,384 | — | — | 1 |
| 2024-05-31 | £61k | £68k | — | £7,089 | — | — | 1 |

current ratio 10.19; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £58,683 at 31 May 2025
- Current assets at least 1.5× creditors within one year: Current ratio 10.19
- Cash at bank of £50,000 or more: Cash £65,067
- Incorporated five or more years ago: Incorporated 11 May 2004

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Karen Lynn Minter — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06
- Mr Michael Spencer Minter — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/05124976
HTML: https://firmoscan.com/company/05124976-mortgage-steps-limited