# J FINANCE LTD (05238941)

> J FINANCE LTD is an active private limited company (company number 05238941) incorporated on 22 September 2004, registered in Newbury. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 March 2025, showing net assets of £81k and cash of £84k, with 7 employees on average. Net assets fell 27% on the prior period (£110k).

- Status: Active
- Incorporated: 2004-09-22
- Registered office: Newbury, RG14 1JX
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2026-12-31
- Confirmation statement due: 2027-10-06
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 342 comparable companies in Reading (median £7,990, upper quartile £58k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-03-31 | £81k | £84k | £77k | — | — | — | 7 |
| 2024-03-31 | £110k | £110k | £77k | — | — | — | 7 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £80,808 at 31 March 2025
- Net assets down 25% or more on the prior period: -26.8% vs prior period
- Cash at bank of £50,000 or more: Cash £83,589
- Incorporated five or more years ago: Incorporated 22 September 2004

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Frayling Managment Limited (corporate-entity) — owns 75–100% of shares; holds 75–100% of voting rights, since 2023-01-09

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/05238941
HTML: https://firmoscan.com/company/05238941-j-finance-ltd