# FIRST CLASS FINANCIAL LIMITED (05295833)

> FIRST CLASS FINANCIAL LIMITED is an active private limited company (company number 05295833) incorporated on 24 November 2004, registered in Essex. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 30 November 2025, showing net assets of £200k and cash of £124k, with 2 employees on average. Net assets rose 12% on the prior period (£179k).

- Status: Active
- Incorporated: 2004-11-24
- Registered office: Essex, SS9 3AD
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-08-30
- Confirmation statement due: 2026-12-08
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 638 comparable companies in Essex (median £8,016, upper quartile £62k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | £200k | £124k | £88k | £12k | — | — | 2 |
| 2024-11-30 | £179k | £57k | £127k | £4,845 | — | — | 2 |

current ratio 17.28; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £200,411 at 30 November 2025
- Net assets up 10% or more on the prior period: +11.9% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 17.28
- Cash at bank of £50,000 or more: Cash £124,264
- Incorporated five or more years ago: Incorporated 24 November 2004

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Malcolm Patrick Mclelland — owns 75–100% of shares; holds 75–100% of voting rights, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/05295833
HTML: https://firmoscan.com/company/05295833-first-class-financial-limited