# SIMPLE CREDIT LIMITED (05465634)

> SIMPLE CREDIT LIMITED is an active private limited company (company number 05465634) incorporated on 27 May 2005, registered in Birkenhead. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Latest abridged accounts cover the period ending 31 October 2025, showing net assets of £160k and cash of £120k, with 2 employees on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 27% on the prior period (£219k).

- Status: Active
- Incorporated: 2005-05-27
- Registered office: Birkenhead, CH41 4DA
- SIC 64921: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Next accounts due: 2027-07-31
- Confirmation statement due: 2027-06-10
- Accounts type: UNAUDITED ABRIDGED

By net assets it sits in the upper half of 651 comparable companies in the UK (median £25k, upper quartile £506k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-10-31 | £160k | £120k | £54k | £17k | — | — | 2 |
| 2024-10-31 | £219k | £172k | £63k | £20k | — | — | 2 |

current ratio 10.25; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £160,361 at 31 October 2025
- Net assets down 25% or more on the prior period: -26.7% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 10.25
- Cash at bank of £50,000 or more: Cash £119,991
- Incorporated five or more years ago: Incorporated 27 May 2005

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Angela Crabtree — owns 25–50% of shares, since 2016-04-06
- Mr Simon Kenneth Crabtree — owns 25–50% of shares, since 2016-11-14

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/05465634
HTML: https://firmoscan.com/company/05465634-simple-credit-limited