# SMART FINANCIAL PLANNING LTD (06274060)

> SMART FINANCIAL PLANNING LTD is an active private limited company (company number 06274060) incorporated on 8 June 2007, registered in Manchester. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest micro accounts cover the period ending 30 September 2025, showing net assets of £31k, with 8 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 6% on the prior period (£33k).

- Status: Active
- Incorporated: 2007-06-08
- Registered office: Manchester, M4 6LN
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-06-30
- Confirmation statement due: 2027-06-22
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 1,125 comparable companies in Manchester (median £7,119, upper quartile £95k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-09-30 | £31k | — | — | £53k | — | — | 8 |
| 2024-09-30 | £33k | — | — | £71k | — | — | 6 |

current ratio 1.53; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £31,379 at 30 September 2025
- Current assets at least 1.5× creditors within one year: Current ratio 1.53
- Incorporated five or more years ago: Incorporated 8 June 2007

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Michelle Mary Martin — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06
- Mr Steven Martin — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/06274060
HTML: https://firmoscan.com/company/06274060-smart-financial-planning-ltd