# OPAL FINANCIALS LTD (07443342)

> OPAL FINANCIALS LTD is an active private limited company (company number 07443342) incorporated on 18 November 2010, registered in Sandbach. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest abridged accounts cover the period ending 30 November 2025, showing net assets of £198k and cash of £56k, with 15 employees on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 7% on the prior period (£185k).

- Status: Active
- Incorporated: 2010-11-18
- Registered office: Sandbach, CW11 3AE
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-08-30
- Confirmation statement due: 2026-12-02
- Accounts type: UNAUDITED ABRIDGED

By net assets it sits in the top quarter of 576 comparable companies in Other (median £4,304, upper quartile £29k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | £198k | £56k | £226k | £101k | — | — | 15 |
| 2024-11-30 | £185k | £119k | £207k | £136k | — | — | 17 |

current ratio 2.78; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £197,612 at 30 November 2025
- Current assets at least 1.5× creditors within one year: Current ratio 2.78
- Cash at bank of £50,000 or more: Cash £55,742
- Incorporated five or more years ago: Incorporated 18 November 2010

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Steven James Hodgkiss — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-11-18
- Mr Carl Malcom Dutton — owns 25–50% of shares; holds 25–50% of voting rights, since 2020-12-01
- Ms Emma Louise Hodgson — owns 25–50% of shares; holds 25–50% of voting rights, since 2020-12-02

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/07443342
HTML: https://firmoscan.com/company/07443342-opal-financials-ltd