# SENSIBLE FINANCIAL SERVICES LIMITED (07919478)

> SENSIBLE FINANCIAL SERVICES LIMITED is an active private limited company (company number 07919478) incorporated on 23 January 2012, registered in Whitchurch. Its registered activity is other service activities n.e.c. (SIC 96090). Latest micro accounts cover the period ending 31 March 2026, showing net assets of £130k, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 27% on the prior period (£102k).

- Status: Active
- Incorporated: 2012-01-23
- Registered office: Whitchurch, RG28 7BX
- SIC 96090: Other service activities n.e.c.
- Next accounts due: 2027-12-31
- Confirmation statement due: 2027-02-06
- Accounts type: MICRO ENTITY

By net assets it sits in the top quarter of 1,456 comparable companies in Reading (median £2,409, upper quartile £29k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | £130k | — | — | £800 | — | — | 1 |
| 2025-03-31 | £102k | — | — | £800 | — | — | 1 |

current ratio 9.35; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £129,918 at 31 March 2026
- Net assets up 10% or more on the prior period: +27.3% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 9.35
- Incorporated five or more years ago: Incorporated 23 January 2012

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Edward James Judd — owns 25–50% of shares, since 2016-04-06
- Ms Sarah Ciccolallo — owns 25–50% of shares, since 2021-08-02

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/07919478
HTML: https://firmoscan.com/company/07919478-sensible-financial-services-limited