# LENDING EXPERT LIMITED (08652292)

> LENDING EXPERT LIMITED is an active private limited company (company number 08652292) incorporated on 15 August 2013, registered in Chester. Its registered activity is other information technology service activities (SIC 62090). Latest abridged accounts cover the period ending 31 January 2026, showing net assets of £524k and cash of £110k, with 3 employees on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 35% on the prior period (£388k).

- Status: Active
- Incorporated: 2013-08-15
- Registered office: Chester, CH3 5AN
- SIC 62090: Other information technology service activities
- Next accounts due: 2027-10-31
- Confirmation statement due: 2027-08-29
- Accounts type: UNAUDITED ABRIDGED

By net assets it sits in the top quarter of 461 comparable companies in Liverpool (median £2,402, upper quartile £26k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-01-31 | £524k | £110k | £208k | £563k | — | — | 3 |
| 2025-01-31 | £388k | £133k | £381k | £309k | — | — | 5 |

current ratio 0.57; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £523,564 at 31 January 2026
- Net assets up 10% or more on the prior period: +34.9% vs prior period
- Current assets below creditors within one year: Current ratio 0.57
- Cash at bank of £50,000 or more: Cash £109,855
- Incorporated five or more years ago: Incorporated 15 August 2013

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Lending Expert Group Limited (corporate-entity) — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2023-10-10

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/08652292
HTML: https://firmoscan.com/company/08652292-lending-expert-limited