# CREDIT4 LIMITED (08738775)

> CREDIT4 LIMITED is an active private limited company (company number 08738775) incorporated on 18 October 2013, registered in London. Its registered activity is other credit granting n.e.c. (SIC 64929). Latest small accounts cover the period ending 31 October 2025, showing net assets of −£1.02m and cash of £159k, with 10 employees on average. Net assets rose 10% on the prior period (−£1.12m).

- Status: Active
- Incorporated: 2013-10-18
- Registered office: London, SW1E 6AB
- SIC 64929: Other credit granting n.e.c.
- Next accounts due: 2027-07-31
- Confirmation statement due: 2026-11-01
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the bottom quarter of 291 comparable companies in London (median £46k, upper quartile £1.26m).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-10-31 | −£1.02m | £159k | £6.46m | £2.72m | — | — | 10 |
| 2024-10-31 | −£1.12m | £93k | £4.94m | £2.53m | — | — | 10 |

current ratio 3.96; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-1,017,114 at 31 October 2025
- Current assets at least 1.5× creditors within one year: Current ratio 3.96
- Cash at bank of £50,000 or more: Cash £159,054
- Incorporated five or more years ago: Incorporated 18 October 2013

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr David Cleland Maxwell — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06
- Mr Gary Keith Trott — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/08738775
HTML: https://firmoscan.com/company/08738775-credit4-limited