# ERB COMMERCIAL RISKS LIMITED (08752804)

> ERB COMMERCIAL RISKS LIMITED is an active private limited company (company number 08752804) incorporated on 29 October 2013, registered in London. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest micro accounts cover the period ending 31 December 2025, showing net assets of £147k, with 7 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 22% on the prior period (£121k).

- Status: Active
- Incorporated: 2013-10-29
- Registered office: London, EC2R 5BJ
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2027-09-30
- Confirmation statement due: 2026-11-12
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 565 comparable companies in London (median £20k, upper quartile £207k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £147k | — | — | £169k | — | — | 7 |
| 2024-12-30 | £121k | — | — | £126k | — | — | 5 |

current ratio 1.75; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £147,434 at 31 December 2025
- Net assets up 10% or more on the prior period: +21.7% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 1.75
- Incorporated five or more years ago: Incorporated 29 October 2013

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Lee Edward Banks — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-10-28
- Mrs Kathryn Paula Banks — owns 25–50% of shares; holds 25–50% of voting rights, since 2022-10-27

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/08752804
HTML: https://firmoscan.com/company/08752804-erb-commercial-risks-limited