# CZAPOWSKI FINANCIAL LTD (08821488)

> CZAPOWSKI FINANCIAL LTD is an active private limited company (company number 08821488) incorporated on 19 December 2013, registered in Clitheroe. Its registered activity is activities auxiliary to financial intermediation n.e.c. (SIC 66190). Latest micro accounts cover the period ending 31 December 2025, showing net assets of £21k, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 33% on the prior period (£16k).

- Status: Active
- Incorporated: 2013-12-19
- Registered office: Clitheroe, BB7 9LW
- SIC 66190: Activities auxiliary to financial intermediation n.e.c.
- Next accounts due: 2027-09-30
- Confirmation statement due: 2027-01-02
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 98 comparable companies in Lancashire (median £19k, upper quartile £75k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £21k | — | — | £38k | — | — | 1 |
| 2024-12-31 | £16k | — | — | £28k | — | — | 2 |

current ratio 1.58; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £21,470 at 31 December 2025
- Net assets up 10% or more on the prior period: +33.4% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 1.58
- Incorporated five or more years ago: Incorporated 19 December 2013

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Steven Marc Czapowski — owns 25–50% of shares, since 2016-12-19
- Mrs Karen Louise Czaposwki — owns 25–50% of shares, since 2016-12-19

---
Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/08821488
HTML: https://firmoscan.com/company/08821488-czapowski-financial-ltd