# GARDNER FINANCIAL MANAGEMENT LTD (08931898)

> GARDNER FINANCIAL MANAGEMENT LTD is an active private limited company (company number 08931898) incorporated on 10 March 2014, registered in Coventry. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 March 2025, showing net assets of £217k and cash of £254k, with 5 employees on average. Net assets fell 25% on the prior period (£289k).

- Status: Active
- Incorporated: 2014-03-10
- Registered office: Coventry, CV7 7RP
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2026-12-31
- Confirmation statement due: 2027-03-24
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 197 comparable companies in Coventry (median £10k, upper quartile £59k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-03-31 | £217k | £254k | £121k | £156k | — | — | 5 |
| 2024-03-31 | £289k | £228k | £121k | £65k | — | — | 5 |

current ratio 2.4; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £217,109 at 31 March 2025
- Net assets down 25% or more on the prior period: -25.0% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 2.4
- Cash at bank of £50,000 or more: Cash £253,517
- Incorporated five or more years ago: Incorporated 10 March 2014

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Jacqueline Ann Gardner — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06
- Mr Lee Barry Gardner — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/08931898
HTML: https://firmoscan.com/company/08931898-gardner-financial-management-ltd