# ATF FINANCE LTD (09064326)

> ATF FINANCE LTD is an active private limited company (company number 09064326) incorporated on 30 May 2014, registered in Milton Keynes. Its registered activity is activities auxiliary to financial intermediation n.e.c. (SIC 66190). Latest group accounts cover the period ending 31 December 2025, showing net assets of £23.51m and cash of £15.59m, with 4 employees on average. Net assets rose 66465% on the prior period (−£35k).

- Status: Active
- Incorporated: 2014-05-30
- Registered office: Milton Keynes, MK9 1FF
- SIC 66190: Activities auxiliary to financial intermediation n.e.c.
- Next accounts due: 2027-09-30
- Confirmation statement due: 2027-06-13
- Accounts type: GROUP

By net assets it sits in the top quarter of 5,164 comparable companies in the UK (median £6,064, upper quartile £56k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £23.51m | £15.59m | — | £11.16m | — | £32.55m | 4 |
| 2024-12-31 | −£35k | £3.84m | — | £19.58m | — | £35.57m | 4 |
| 2024-01-01 | — | — | — | — | — | — | — |

current ratio 3.11; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £23,511,203 at 31 December 2025
- Net assets up 10% or more on the prior period: +66465.2% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 3.11
- Cash at bank of £50,000 or more: Cash £15,587,289
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 30 May 2014

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Christian Karam — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/09064326
HTML: https://firmoscan.com/company/09064326-atf-finance-ltd