# FERNANDES & CO LTD (09405578)

> FERNANDES & CO LTD is an active private limited company (company number 09405578) incorporated on 26 January 2015, registered in Pontypool. Its registered activity is other building completion and finishing (SIC 43390). Latest micro accounts cover the period ending 31 January 2025, showing net assets of −£21k, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 383% on the prior period (£7,393).

- Status: Active
- Incorporated: 2015-01-26
- Registered office: Pontypool, NP4 0TY
- SIC 43390: Other building completion and finishing
- Next accounts due: 2026-10-31
- Confirmation statement due: 2027-02-09
- Accounts type: MICRO ENTITY

By net assets it sits in the bottom quarter of 380 comparable companies in Cardiff (median £2,827, upper quartile £24k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-01-31 | −£21k | — | — | £1,000 | — | — | 2 |
| 2024-01-31 | £7,393 | — | — | £9,083 | — | — | 2 |

current ratio -19.93; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-20,935 at 31 January 2025
- Net assets down 25% or more on the prior period: -383.2% vs prior period
- Current assets below creditors within one year: Current ratio -19.93
- Incorporated five or more years ago: Incorporated 26 January 2015

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Iain Richard Fernandes — owns 50–75% of shares, since 2016-04-06
- Mrs Harriet Louise Fernandes — owns 25–50% of shares, since 2017-08-09

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/09405578
HTML: https://firmoscan.com/company/09405578-fernandes-co-ltd