# CREDIT EXPERT LTD (09506661)

> CREDIT EXPERT LTD is an active private limited company (company number 09506661) incorporated on 24 March 2015, registered in Carlisle. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest abridged accounts cover the period ending 31 March 2025, showing net assets of −£14k and cash of £1,435, with 0 employees on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 391% on the prior period (−£2,914).

- Status: Active
- Incorporated: 2015-03-24
- Registered office: Carlisle, CA3 0LJ
- SIC 64999: Financial intermediation not elsewhere classified
- SIC 99999: Dormant Company
- Next accounts due: 2026-12-31
- Confirmation statement due: 2027-04-07
- Accounts type: UNAUDITED ABRIDGED

By net assets it sits in the bottom quarter of 2,831 comparable companies in Other (median £11k, upper quartile £75k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-03-31 | −£14k | £1,435 | £1,000 | £23k | — | — | 0 |
| 2024-03-31 | −£2,914 | £961 | £1,000 | £4,875 | — | — | 0 |

current ratio 0.11; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-14,316 at 31 March 2025
- Net assets down 25% or more on the prior period: -391.3% vs prior period
- Current assets below creditors within one year: Current ratio 0.11
- Incorporated five or more years ago: Incorporated 24 March 2015

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Caledonian Consumer Finance Ltd (corporate-entity) — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors; can appoint or remove directors, since 2019-02-19

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/09506661
HTML: https://firmoscan.com/company/09506661-credit-expert-ltd