# PROSPECT TREE MORTGAGES LTD (10112043)

> PROSPECT TREE MORTGAGES LTD is an active private limited company (company number 10112043) incorporated on 8 April 2016, registered in Ashford. Its registered activity is financial management (SIC 70221). Latest micro accounts cover the period ending 31 October 2025, showing net assets of −£32k, with 4 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 54% on the prior period (−£69k).

- Status: Active
- Incorporated: 2016-04-08
- Registered office: Ashford, TN25 4AZ
- SIC 70221: Financial management
- Next accounts due: 2027-07-31
- Confirmation statement due: 2027-04-22
- Accounts type: MICRO ENTITY

By net assets it sits in the bottom quarter of 275 comparable companies in Kent (median £4,880, upper quartile £36k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-10-31 | −£32k | — | — | — | — | — | 4 |
| 2024-10-31 | −£69k | — | — | — | — | — | 4 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-31,531 at 31 October 2025
- Net assets up 10% or more on the prior period: +54.1% vs prior period
- Incorporated five or more years ago: Incorporated 8 April 2016

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Nicholas John Daynes — owns 25–50% of shares; holds 25–50% of voting rights, since 2017-04-07
- Mr Michael Alan Read — has significant influence or control, since 2017-04-07
- Mr Dean Martin Barham — has significant influence or control, since 2017-04-07

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/10112043
HTML: https://firmoscan.com/company/10112043-prospect-tree-mortgages-ltd