# BOWES FINANCIAL SERVICES LTD (10159215)

> BOWES FINANCIAL SERVICES LTD is an active private limited company (company number 10159215) incorporated on 3 May 2016, registered in Penarth. Its registered activity is activities auxiliary to financial intermediation n.e.c. (SIC 66190). Latest micro accounts cover the period ending 30 November 2025, showing net assets of £4,984, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 84% on the prior period (£32k).

- Status: Active
- Incorporated: 2016-05-03
- Registered office: Penarth, CF64 2AG
- SIC 66190: Activities auxiliary to financial intermediation n.e.c.
- Next accounts due: 2027-08-30
- Confirmation statement due: 2027-05-17
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 99 comparable companies in Cardiff (median £3,731, upper quartile £55k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | £4,984 | — | — | £0 | — | — | 2 |
| 2024-05-31 | £32k | — | — | £2,433 | — | — | 2 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £4,984 at 30 November 2025
- Net assets down 25% or more on the prior period: -84.2% vs prior period
- Incorporated five or more years ago: Incorporated 3 May 2016

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Ruth Bowes — owns 25–50% of shares, since 2016-05-03
- Mr Derren Robert Bowes — owns 25–50% of shares, since 2016-05-03

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/10159215
HTML: https://firmoscan.com/company/10159215-bowes-financial-services-ltd