# SPS MORTGAGES LTD (10442492)

> SPS MORTGAGES LTD is an active private limited company (company number 10442492) incorporated on 24 October 2016, registered in Rayleigh. Its registered activity is other business support service activities n.e.c. (SIC 82990). Latest small accounts cover the period ending 31 December 2025, showing net assets of −£1,700 and cash of £0, with 2 employees on average. Net assets fell 701% on the prior period (£283).

- Status: Active
- Incorporated: 2016-10-24
- Registered office: Rayleigh, SS6 7JD
- SIC 82990: Other business support service activities n.e.c.
- Next accounts due: 2027-09-30
- Confirmation statement due: 2026-11-07
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the bottom quarter of 3,866 comparable companies in Essex (median £3,644, upper quartile £42k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | −£1,700 | £0 | £1,156 | — | — | — | 2 |
| 2024-12-31 | £283 | £631 | £4,126 | — | — | — | 2 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-1,700 at 31 December 2025
- Net assets down 25% or more on the prior period: -700.7% vs prior period
- Incorporated five or more years ago: Incorporated 24 October 2016

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Terri Steinberg — owns 50–75% of shares; holds 50–75% of voting rights, since 2016-10-24
- Mr Stuart Steinberg — owns 50–75% of shares; holds 50–75% of voting rights, since 2016-10-24

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/10442492
HTML: https://firmoscan.com/company/10442492-sps-mortgages-ltd