# JCM MORTGAGES LTD (10480433)

> JCM MORTGAGES LTD is an active private limited company (company number 10480433) incorporated on 15 November 2016, registered in Lymm. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 November 2025, showing net assets of −£2,213 and cash of £386, with 0 employees on average. Net assets rose 62% on the prior period (−£5,863). Across the last 3 periods on record the net-asset trend is rising.

- Status: Active
- Incorporated: 2016-11-15
- Registered office: Lymm, WA13 0JN
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-08-30
- Confirmation statement due: 2026-11-29
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the bottom quarter of 192 comparable companies in Manchester (median £2,952, upper quartile £23k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | −£2,213 | £386 | £1,887 | £4,838 | — | — | 0 |
| 2024-11-30 | −£5,863 | −£1,106 | £1,912 | £4,966 | — | — | -1 |
| 2023-11-30 | −£7,119 | −£279 | £1,822 | £6,443 | — | — | -1 |

current ratio 0.47; net assets trend rising; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-2,213 at 30 November 2025
- Net assets up 10% or more on the prior period: +62.3% vs prior period
- Current assets below creditors within one year: Current ratio 0.47
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 15 November 2016

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Joanne Carole Murray — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2016-11-15

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/10480433
HTML: https://firmoscan.com/company/10480433-jcm-mortgages-ltd