# ARCADIA FINANCIAL SERVICES LTD (10509648)

> ARCADIA FINANCIAL SERVICES LTD is an active private limited company (company number 10509648) incorporated on 5 December 2016, registered in Horley. Its registered activity is activities of financial services holding companies (SIC 64205). Latest micro accounts cover the period ending 31 December 2025, showing net assets of £5,945, with 2 employees on average. Turnover was £73k and profit for the year £511. Net assets fell 9% on the prior period (£6,557). Across the last 3 periods on record the net-asset trend is falling.

- Status: Active
- Incorporated: 2016-12-05
- Registered office: Horley, RH6 9BB
- SIC 64205: Activities of financial services holding companies
- Next accounts due: 2027-09-30
- Confirmation statement due: 2026-12-19
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 65 comparable companies in Surrey (median £100, upper quartile £45k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £5,945 | — | — | £6,247 | £73k | £511 | 2 |
| 2024-12-31 | £6,557 | — | — | £2,721 | £71k | −£9,292 | 2 |
| 2023-12-31 | £17k | — | — | £1,356 | £79k | £261 | — |

current ratio 1.95; net margin 0.7%; net assets trend falling; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £5,945 at 31 December 2025
- Current assets at least 1.5× creditors within one year: Current ratio 1.95
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 5 December 2016

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Gerard Charles Holland Oates — owns 25–50% of shares, since 2016-12-05
- Mrs Aitin Yap Oates — owns 25–50% of shares, since 2026-08-16

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/10509648
HTML: https://firmoscan.com/company/10509648-arcadia-financial-services-ltd