# ZEN FINANCIAL ADVICE LTD (10986938)

> ZEN FINANCIAL ADVICE LTD is an active private limited company (company number 10986938) incorporated on 28 September 2017, registered in London. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 March 2025, showing net assets of £22k and cash of £9,840, with 1 employee on average. Net assets fell 41% on the prior period (£38k).

- Status: Active
- Incorporated: 2017-09-28
- Registered office: London, N22 5AD
- SIC 64922: Activities of mortgage finance companies
- SIC 65110: Life insurance
- SIC 65120: Non-life insurance
- Next accounts due: 2026-12-31
- Confirmation statement due: 2027-10-12
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the upper half of 416 comparable companies in London (median £6,096, upper quartile £43k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-03-31 | £22k | £9,840 | — | £6,244 | — | — | 1 |
| 2024-03-31 | £38k | £24k | — | £7,959 | — | — | 1 |

current ratio 1.58; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £22,273 at 31 March 2025
- Net assets down 25% or more on the prior period: -41.2% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 1.58
- Incorporated five or more years ago: Incorporated 28 September 2017

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Xenophon Xenophontos — owns 75–100% of shares, since 2017-09-28

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/10986938
HTML: https://firmoscan.com/company/10986938-zen-financial-advice-ltd
