# GRS FINANCIAL SERVICES LTD (11136849)

> GRS FINANCIAL SERVICES LTD is an active private limited company (company number 11136849) incorporated on 8 January 2018, registered in Colchester. Its registered activity is life insurance (SIC 65110). Latest micro accounts cover the period ending 31 December 2024, showing net assets of £2,700 and cash of £3, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 61% on the prior period (£6,903).

- Status: Active
- Incorporated: 2018-01-08
- Registered office: Colchester, CO3 3BZ
- SIC 65110: Life insurance
- SIC 66220: Activities of insurance agents and brokers
- SIC 66290: Other activities auxiliary to insurance and pension funding
- Next accounts due: 2026-09-30
- Confirmation statement due: 2027-01-22
- Accounts type: MICRO ENTITY

By net assets it sits in the lower half of 817 comparable companies in the UK (median £19k, upper quartile £132k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2024-12-31 | £2,700 | £3 | £25k | £16k | — | — | 1 |
| 2023-12-31 | £6,903 | £3,498 | £22k | £12k | — | — | 1 |

current ratio 1.57; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £2,700 at 31 December 2024
- Net assets down 25% or more on the prior period: -60.9% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 1.57
- Incorporated five or more years ago: Incorporated 8 January 2018
- Accounts past their due date: Due 30 September 2026

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Graham Storey — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2018-01-08

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/11136849
HTML: https://firmoscan.com/company/11136849-grs-financial-services-ltd