# BAYA FINANCIAL LTD (11227929)

> BAYA FINANCIAL LTD is an active private limited company (company number 11227929) incorporated on 27 February 2018, registered in Birmingham. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest abridged accounts cover the period ending 30 April 2025, showing net assets of £555k and cash of £96k, with 4 employees on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 1% on the prior period (£562k).

- Status: Active
- Incorporated: 2018-02-27
- Registered office: Birmingham, B9 4DP
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-01-30
- Confirmation statement due: 2027-03-13
- Accounts type: UNAUDITED ABRIDGED

By net assets it sits in the top quarter of 655 comparable companies in Birmingham (median £7,842, upper quartile £72k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-04-30 | £555k | £96k | £575k | £93k | — | — | 4 |
| 2024-04-30 | £562k | £279k | £436k | £121k | — | — | 4 |

current ratio 7.19; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £554,672 at 30 April 2025
- Current assets at least 1.5× creditors within one year: Current ratio 7.19
- Cash at bank of £50,000 or more: Cash £96,168
- Incorporated five or more years ago: Incorporated 27 February 2018

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Miss Jacqueline Houguez-Simmons — owns 75–100% of shares, since 2018-02-27

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/11227929
HTML: https://firmoscan.com/company/11227929-baya-financial-ltd