# STEPEX LENDER LIMITED (11640058)

> STEPEX LENDER LIMITED is an active private limited company (company number 11640058) incorporated on 24 October 2018, registered in Saltash. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Latest small accounts cover the period ending 31 December 2025, showing net assets of −£16k and cash of £49k, with 0 employees on average. Net assets fell 20% on the prior period (−£14k).

- Status: Active
- Incorporated: 2018-10-24
- Registered office: Saltash, PL12 6LS
- SIC 64921: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Next accounts due: 2027-09-30
- Confirmation statement due: 2026-11-07
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the bottom quarter of 85 comparable companies in Other (median £41k, upper quartile £639k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | −£16k | £49k | £173k | £239k | — | — | 0 |
| 2024-12-31 | −£14k | £125k | £84 | £139k | — | — | 0 |

current ratio 0.93; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-16,309 at 31 December 2025
- Current assets below creditors within one year: Current ratio 0.93
- Incorporated five or more years ago: Incorporated 24 October 2018

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Step Exchange Ltd (corporate-entity) — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2018-10-24

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/11640058
HTML: https://firmoscan.com/company/11640058-stepex-lender-limited