# CLOUD MORTGAGE SERVICES LIMITED (11659585)

> CLOUD MORTGAGE SERVICES LIMITED is an active private limited company (company number 11659585) incorporated on 5 November 2018, registered in Oxford. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 November 2025, showing net assets of −£30k and cash of £1,042, with 1 employee on average. Net assets rose 14% on the prior period (−£35k).

- Status: Active
- Incorporated: 2018-11-05
- Registered office: Oxford, OX2 7HT
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-08-30
- Confirmation statement due: 2026-11-19
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the bottom quarter of 3,560 comparable companies in the UK (median £4,704, upper quartile £28k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | −£30k | £1,042 | — | £11k | — | — | 1 |
| 2024-11-30 | −£35k | £677 | — | £19k | — | — | 1 |

current ratio 0.59; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-29,736 at 30 November 2025
- Net assets up 10% or more on the prior period: +14.5% vs prior period
- Current assets below creditors within one year: Current ratio 0.59
- Incorporated five or more years ago: Incorporated 5 November 2018

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Christopher Craig Williams — owns 75–100% of shares, since 2026-01-01

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/11659585
HTML: https://firmoscan.com/company/11659585-cloud-mortgage-services-limited