# HD FINANCIAL SERVICES LTD (11932679)

> HD FINANCIAL SERVICES LTD is an active private limited company (company number 11932679) incorporated on 8 April 2019, registered in Stoke-On-Trent. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 October 2025, showing net assets of −£2,398, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 464% on the prior period (£659).

- Status: Active
- Incorporated: 2019-04-08
- Registered office: Stoke-On-Trent, ST11 9RN
- SIC 64922: Activities of mortgage finance companies
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2027-07-31
- Confirmation statement due: 2027-04-22
- Accounts type: MICRO ENTITY

By net assets it sits in the bottom quarter of 576 comparable companies in Other (median £4,304, upper quartile £29k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-10-31 | −£2,398 | — | — | £15k | — | — | 2 |
| 2024-04-30 | £659 | — | — | £13k | — | — | 2 |

current ratio 0.87; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-2,398 at 31 October 2025
- Net assets down 25% or more on the prior period: -463.9% vs prior period
- Current assets below creditors within one year: Current ratio 0.87
- Incorporated five or more years ago: Incorporated 8 April 2019

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Helena Davies — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2019-04-08

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/11932679
HTML: https://firmoscan.com/company/11932679-hd-financial-services-ltd