# GEM LENDING LIMITED (11963375)

> GEM LENDING LIMITED is an active private limited company (company number 11963375) incorporated on 25 April 2019, registered in Norwich. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 30 April 2026, showing net assets of −£4,834 and cash of £2,080, with 2 employees on average. Net assets rose 60% on the prior period (−£12k). Across the last 3 periods on record the net-asset trend is volatile.

- Status: Active
- Incorporated: 2019-04-25
- Registered office: Norwich, NR14 7BA
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2028-01-30
- Confirmation statement due: 2027-05-09
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the bottom quarter of 2,831 comparable companies in Other (median £11k, upper quartile £75k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-04-30 | −£4,834 | £2,080 | £75k | — | — | — | 2 |
| 2025-04-30 | −£12k | £2,499 | £67k | — | — | — | 2 |
| 2024-04-30 | −£8,091 | £633 | £122k | — | — | — | 2 |

net assets trend volatile; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-4,834 at 30 April 2026
- Net assets up 10% or more on the prior period: +59.9% vs prior period
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 25 April 2019

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Joanna Mace — owns 25–50% of shares; holds 25–50% of voting rights, since 2019-04-25
- Mr Graham Edward Mace — owns 50–75% of shares; holds 50–75% of voting rights, since 2019-04-25

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/11963375
HTML: https://firmoscan.com/company/11963375-gem-lending-limited