# GALAXY FINANCE LTD (12106598)

> GALAXY FINANCE LTD is an active private limited company (company number 12106598) incorporated on 16 July 2019, registered in Hayes. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Latest small accounts cover the period ending 31 July 2025, showing net assets of £514k and cash of £690k, with 6 employees on average. Net assets rose 276% on the prior period (£137k).

- Status: Active
- Incorporated: 2019-07-16
- Registered office: Hayes, UB4 0JN
- SIC 64921: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- SIC 64922: Activities of mortgage finance companies
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-04-30
- Confirmation statement due: 2027-07-30
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the upper half of 75 comparable companies in Greater London (median £145k, upper quartile £761k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-07-31 | £514k | £690k | £7.87m | £424k | — | — | 6 |
| 2024-07-31 | £137k | £163k | £2.64m | £85k | — | — | 5 |

current ratio 20.19; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £513,798 at 31 July 2025
- Net assets up 10% or more on the prior period: +276.0% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 20.19
- Cash at bank of £50,000 or more: Cash £690,374
- Incorporated five or more years ago: Incorporated 16 July 2019

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Ashwinder Kaur Sachdeva — owns 25–50% of shares; can appoint or remove directors, since 2024-01-02
- Mr Charanjit Singh Grover — owns 25–50% of shares, since 2024-07-26

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/12106598
HTML: https://firmoscan.com/company/12106598-galaxy-finance-ltd