# CUTTING EDGE MORTGAGES LTD (12226591)

> CUTTING EDGE MORTGAGES LTD is an active private limited company (company number 12226591) incorporated on 25 September 2019, registered in Berwick-Upon-Tweed. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 September 2025, showing net assets of £4,265 and cash of £57k, with 5 employees on average. Net assets fell 63% on the prior period (£11k).

- Status: Active
- Incorporated: 2019-09-25
- Registered office: Berwick-Upon-Tweed, TD15 2JY
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-06-30
- Confirmation statement due: 2027-10-09
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the lower half of 576 comparable companies in Other (median £4,304, upper quartile £29k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-09-30 | £4,265 | £57k | — | £15k | — | — | 5 |
| 2024-09-30 | £11k | £37k | — | £10k | — | — | 5 |

current ratio 3.76; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £4,265 at 30 September 2025
- Net assets down 25% or more on the prior period: -62.8% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 3.76
- Cash at bank of £50,000 or more: Cash £56,626
- Incorporated five or more years ago: Incorporated 25 September 2019

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Rebecca Jane Wilkins — owns 75–100% of shares; holds 75–100% of voting rights, since 2019-09-25

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/12226591
HTML: https://firmoscan.com/company/12226591-cutting-edge-mortgages-ltd