# ADVANTAGE FINANCIAL SOLUTIONS LTD (12291836)

> ADVANTAGE FINANCIAL SOLUTIONS LTD is an active private limited company (company number 12291836) incorporated on 31 October 2019, registered in Bristol. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 October 2025, showing net assets of £186k and cash of £297k, with 5 employees on average. Net assets rose 32% on the prior period (£141k).

- Status: Active
- Incorporated: 2019-10-31
- Registered office: Bristol, BS30 5NA
- SIC 64922: Activities of mortgage finance companies
- SIC 65110: Life insurance
- SIC 65120: Non-life insurance
- SIC 96090: Other service activities n.e.c.
- Next accounts due: 2027-07-31
- Confirmation statement due: 2026-11-14
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 92 comparable companies in Bristol (median £6,893, upper quartile £52k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-10-31 | £186k | £297k | — | £125k | — | — | 5 |
| 2024-10-31 | £141k | £213k | — | £76k | — | — | 6 |

current ratio 2.48; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £186,429 at 31 October 2025
- Net assets up 10% or more on the prior period: +32.1% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 2.48
- Cash at bank of £50,000 or more: Cash £296,997
- Incorporated five or more years ago: Incorporated 31 October 2019

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Thomas James Collier — owns 25–50% of shares; holds 25–50% of voting rights, since 2019-10-31
- Mr Daniel Christopher John Light — owns 25–50% of shares; holds 25–50% of voting rights, since 2019-10-31
- Mr Steven William John Morris — owns 25–50% of shares; holds 25–50% of voting rights, since 2019-10-31

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/12291836
HTML: https://firmoscan.com/company/12291836-advantage-financial-solutions-ltd