# ELM LIFE LTD (12388462)

> ELM LIFE LTD is an active private limited company (company number 12388462) incorporated on 6 January 2020, registered in Burton-On-Trent. Its registered activity is management consultancy activities other than financial management (SIC 70229). Latest micro accounts cover the period ending 31 January 2026, showing net assets of −£58k, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 7% on the prior period (−£55k). Across the last 3 periods on record the net-asset trend is falling.

- Status: Active
- Incorporated: 2020-01-06
- Registered office: Burton-On-Trent, DE13 9PD
- SIC 70229: Management consultancy activities other than financial management
- Next accounts due: 2027-10-31
- Confirmation statement due: 2027-01-20
- Accounts type: MICRO ENTITY

By net assets it sits in the bottom quarter of 1,290 comparable companies in Derby (median £6,229, upper quartile £36k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-01-31 | −£58k | — | — | £58k | — | — | 1 |
| 2025-01-31 | −£55k | — | — | £54k | — | — | 1 |
| 2024-01-31 | −£47k | — | — | £49k | — | — | 1 |

current ratio 0; net assets trend falling; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-58,177 at 31 January 2026
- Current assets below creditors within one year: Current ratio 0.0
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 6 January 2020

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Michelle Haycox — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2020-01-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/12388462
HTML: https://firmoscan.com/company/12388462-elm-life-ltd