# DILIGENT FINANCIAL LIMITED (12406044)

> DILIGENT FINANCIAL LIMITED is an active private limited company (company number 12406044) incorporated on 15 January 2020, registered in Pontypridd. Its registered activity is activities auxiliary to financial intermediation n.e.c. (SIC 66190). Latest small accounts cover the period ending 31 December 2025, showing net assets of £19k and cash of £24k, with 0 employees on average. Net assets fell 1% on the prior period (£19k).

- Status: Active
- Incorporated: 2020-01-15
- Registered office: Pontypridd, CF37 2BN
- SIC 66190: Activities auxiliary to financial intermediation n.e.c.
- Next accounts due: 2027-09-30
- Confirmation statement due: 2027-01-29
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the upper half of 99 comparable companies in Cardiff (median £3,731, upper quartile £55k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £19k | £24k | £2,000 | £6,229 | — | — | 0 |
| 2024-12-31 | £19k | £22k | £2,000 | £4,777 | — | — | 0 |

current ratio 4.1; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £19,307 at 31 December 2025
- Current assets at least 1.5× creditors within one year: Current ratio 4.1
- Incorporated five or more years ago: Incorporated 15 January 2020

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Stephen Vivian Davies — holds 25–50% of voting rights; can appoint or remove directors, since 2020-01-15
- Mr Gareth Anthony William Harris — holds 25–50% of voting rights; can appoint or remove directors, since 2020-01-15

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/12406044
HTML: https://firmoscan.com/company/12406044-diligent-financial-limited