# LM MORTGAGES LTD (12454593)

> LM MORTGAGES LTD is an active private limited company (company number 12454593) incorporated on 11 February 2020, registered in Barnsley. Its registered activity is other credit granting n.e.c. (SIC 64929). Latest small accounts cover the period ending 28 February 2026, showing net assets of £22k and cash of £4,959, with 1 employee on average. Net assets fell 32% on the prior period (£32k). Across the last 3 periods on record the net-asset trend is volatile.

- Status: Active
- Incorporated: 2020-02-11
- Registered office: Barnsley, S70 2BP
- SIC 64929: Other credit granting n.e.c.
- Next accounts due: 2027-11-28
- Confirmation statement due: 2027-02-25
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the lower half of 1,144 comparable companies in the UK (median £39k, upper quartile £671k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-02-28 | £22k | £4,959 | £3,874 | £12k | — | — | 1 |
| 2025-02-28 | £32k | £9,911 | £7,647 | — | — | — | 1 |
| 2024-02-29 | £32k | £39k | £7,297 | — | — | — | 1 |

current ratio 0.72; net assets trend volatile; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £21,800 at 28 February 2026
- Net assets down 25% or more on the prior period: -32.4% vs prior period
- Current assets below creditors within one year: Current ratio 0.72
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 11 February 2020

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Ms Louisa Manterfield — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2020-02-11

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/12454593
HTML: https://firmoscan.com/company/12454593-lm-mortgages-ltd