# EFFICIENT MORTGAGES LIMITED (12711495)

> EFFICIENT MORTGAGES LIMITED is an active private limited company (company number 12711495) incorporated on 1 July 2020, registered in Pinner. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 March 2026, showing net assets of £17k, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 27% on the prior period (£24k).

- Status: Active
- Incorporated: 2020-07-01
- Registered office: Pinner, HA5 5NE
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-12-31
- Confirmation statement due: 2027-07-15
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 372 comparable companies in Greater London (median £4,970, upper quartile £33k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | £17k | — | — | — | — | — | 1 |
| 2025-03-31 | £24k | — | — | — | — | — | 1 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £17,333 at 31 March 2026
- Net assets down 25% or more on the prior period: -27.0% vs prior period
- Incorporated five or more years ago: Incorporated 1 July 2020

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Varun Kumar Deo — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2020-07-01

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/12711495
HTML: https://firmoscan.com/company/12711495-efficient-mortgages-limited