# CLOUD MORTGAGES LIMITED (12933505)

> CLOUD MORTGAGES LIMITED is an active private limited company (company number 12933505) incorporated on 6 October 2020, registered in Nottingham. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest micro accounts cover the period ending 31 October 2025, showing net assets of £4,964, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 40% on the prior period (£3,545).

- Status: Active
- Incorporated: 2020-10-06
- Registered office: Nottingham, NG16 2ED
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-07-31
- Confirmation statement due: 2027-10-20
- Accounts type: MICRO ENTITY

By net assets it sits in the lower half of 234 comparable companies in Nottingham (median £9,759, upper quartile £71k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-10-31 | £4,964 | — | — | £6,196 | — | — | 1 |
| 2024-10-31 | £3,545 | — | — | £7,159 | — | — | 1 |

current ratio 0; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £4,964 at 31 October 2025
- Net assets up 10% or more on the prior period: +40.0% vs prior period
- Current assets below creditors within one year: Current ratio 0.0
- Incorporated five or more years ago: Incorporated 6 October 2020

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Darren Christopher Lycett — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2020-10-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/12933505
HTML: https://firmoscan.com/company/12933505-cloud-mortgages-limited