# WATERS RISK SERVICES LTD (13016486)

> WATERS RISK SERVICES LTD is an active private limited company (company number 13016486) incorporated on 13 November 2020, registered in Coventry. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest abridged accounts cover the period ending 30 November 2025, showing net assets of £3,182 and cash of £3,634, with 1 employee on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 51% on the prior period (£6,456). Across the last 3 periods on record the net-asset trend is falling.

- Status: Active
- Incorporated: 2020-11-13
- Registered office: Coventry, CV1 2NT
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2027-08-30
- Confirmation statement due: 2026-11-27
- Accounts type: UNAUDITED ABRIDGED

By net assets it sits in the lower half of 59 comparable companies in Coventry (median £18k, upper quartile £138k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | £3,182 | £3,634 | £8,861 | £9,588 | — | — | 1 |
| 2024-11-30 | £6,456 | £10k | £8,378 | £13k | — | — | 1 |
| 2023-11-30 | £8,169 | £5,230 | £14k | £11k | — | — | 1 |

current ratio 1.3; net assets trend falling; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £3,182 at 30 November 2025
- Net assets down 25% or more on the prior period: -50.7% vs prior period
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 13 November 2020

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Melissa Louise Waters — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2020-11-13

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/13016486
HTML: https://firmoscan.com/company/13016486-waters-risk-services-ltd