# PALS MORTGAGES LTD (13387128)

> PALS MORTGAGES LTD is an active private limited company (company number 13387128) incorporated on 11 May 2021, registered in Birmingham. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest abridged accounts cover the period ending 31 March 2026, showing net assets of £14k and cash of £15k, with 1 employee on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 32% on the prior period (£20k).

- Status: Active
- Incorporated: 2021-05-11
- Registered office: Birmingham, B47 6BU
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-12-31
- Confirmation statement due: 2027-05-25
- Accounts type: UNAUDITED ABRIDGED

By net assets it sits in the upper half of 164 comparable companies in Birmingham (median £5,658, upper quartile £28k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | £14k | £15k | £8,624 | £9,664 | — | — | 1 |
| 2025-03-31 | £20k | £48k | £2,627 | £30k | — | — | 1 |

current ratio 2.42; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £13,688 at 31 March 2026
- Net assets down 25% or more on the prior period: -32.0% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 2.42
- Incorporated five or more years ago: Incorporated 11 May 2021

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Anil Singh Pal — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2021-05-11

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/13387128
HTML: https://firmoscan.com/company/13387128-pals-mortgages-ltd