# FIVE RIVERS MORTGAGES LTD (13404527)

> FIVE RIVERS MORTGAGES LTD is an active private limited company (company number 13404527) incorporated on 17 May 2021, registered in Oldbury. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 May 2025, showing net assets of £1,088, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 68% on the prior period (£3,441).

- Status: Active
- Incorporated: 2021-05-17
- Registered office: Oldbury, B69 4SL
- SIC 64922: Activities of mortgage finance companies
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2027-02-28
- Confirmation statement due: 2027-05-31
- Accounts type: MICRO ENTITY

By net assets it sits in the lower half of 164 comparable companies in Birmingham (median £5,658, upper quartile £28k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-05-31 | £1,088 | — | — | £23k | — | — | 2 |
| 2024-05-31 | £3,441 | — | — | £28k | — | — | 2 |

current ratio 1.05; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £1,088 at 31 May 2025
- Net assets down 25% or more on the prior period: -68.4% vs prior period
- Incorporated five or more years ago: Incorporated 17 May 2021

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Rakesh Kumar Bains — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2021-05-17

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/13404527
HTML: https://firmoscan.com/company/13404527-five-rivers-mortgages-ltd