# CELTIC FINANCE LTD (13543821)

> CELTIC FINANCE LTD is an active private limited company (company number 13543821) incorporated on 2 August 2021, registered in Cardiff. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 August 2025, showing net assets of £3,760, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 21% on the prior period (£4,777).

- Status: Active
- Incorporated: 2021-08-02
- Registered office: Cardiff, CF24 5PJ
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-05-31
- Confirmation statement due: 2027-08-16
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 100 comparable companies in Cardiff (median £2,778, upper quartile £30k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-08-31 | £3,760 | — | — | £15k | — | — | 2 |
| 2024-08-31 | £4,777 | — | — | £17k | — | — | 1 |

current ratio 0.82; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £3,760 at 31 August 2025
- Current assets below creditors within one year: Current ratio 0.82
- Incorporated five or more years ago: Incorporated 2 August 2021

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Nathan Michael Hughes — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2021-08-02

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/13543821
HTML: https://firmoscan.com/company/13543821-celtic-finance-ltd