# CAPILOAN FINANCE LTD (13655543)

> CAPILOAN FINANCE LTD is an active private limited company (company number 13655543) incorporated on 1 October 2021, registered in Cheltenham. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 October 2025, showing net assets of £25k, with 0 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 24758% on the prior period (£101). Across the last 3 periods on record the net-asset trend is rising.

- Status: Active
- Incorporated: 2021-10-01
- Registered office: Cheltenham, GL51 6RU
- SIC 64922: Activities of mortgage finance companies
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-07-31
- Confirmation statement due: 2027-10-15
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 576 comparable companies in Other (median £4,304, upper quartile £29k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-10-31 | £25k | — | — | £34k | — | — | 0 |
| 2024-10-31 | £101 | — | — | £68k | — | — | 0 |
| 2023-10-31 | £101 | — | — | £51k | — | — | 0 |

current ratio 1; net assets trend rising; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £25,107 at 31 October 2025
- Net assets up 10% or more on the prior period: +24758.4% vs prior period
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 1 October 2021

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Sibi Joseph — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2021-10-01

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/13655543
HTML: https://firmoscan.com/company/13655543-capiloan-finance-ltd