# WILLOW MORTGAGE SERVICES LTD (13737792)

> WILLOW MORTGAGE SERVICES LTD is an active private limited company (company number 13737792) incorporated on 11 November 2021, registered in Bristol. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 March 2026, showing net assets of £296 and cash of £26k, with 3 employees on average. Net assets fell 94% on the prior period (£4,780). Across the last 3 periods on record the net-asset trend is volatile.

- Status: Active
- Incorporated: 2021-11-11
- Registered office: Bristol, BS16 9JB
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-12-31
- Confirmation statement due: 2026-11-25
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the lower half of 92 comparable companies in Bristol (median £6,893, upper quartile £52k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | £296 | £26k | — | £27k | — | — | 3 |
| 2025-03-31 | £4,780 | £26k | £0 | £23k | — | — | 1 |
| 2024-03-31 | £4,144 | £4,544 | £11k | £12k | — | — | 1 |

current ratio 0.96; net assets trend volatile; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £296 at 31 March 2026
- Net assets down 25% or more on the prior period: -93.8% vs prior period
- Current assets below creditors within one year: Current ratio 0.96
- Three or more accounting periods on record: 3 periods on record
- Incorporated two to five years ago: Incorporated 11 November 2021

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Rebecca Claire Hicks — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2021-11-11

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/13737792
HTML: https://firmoscan.com/company/13737792-willow-mortgage-services-ltd
