# SPOT PAYMENTS LIMITED (13762907)

> SPOT PAYMENTS LIMITED is an active private limited company (company number 13762907) incorporated on 24 November 2021, registered in London. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 30 November 2025, showing net assets of £550k and cash of £558k, with 2 employees on average. Net assets rose 210% on the prior period (£177k). Across the last 3 periods on record the net-asset trend is volatile.

- Status: Active
- Incorporated: 2021-11-24
- Registered office: London, N3 1XW
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-08-30
- Confirmation statement due: 2026-12-08
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 4,597 comparable companies in London (median £3,301, upper quartile £114k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | £550k | £558k | — | — | — | — | 2 |
| 2024-11-30 | £177k | £161k | — | — | — | — | 2 |
| 2023-11-30 | £213k | £215k | — | — | — | — | 2 |

net assets trend volatile; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £550,058 at 30 November 2025
- Net assets up 10% or more on the prior period: +210.0% vs prior period
- Cash at bank of £50,000 or more: Cash £557,976
- Three or more accounting periods on record: 3 periods on record
- Incorporated two to five years ago: Incorporated 24 November 2021

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Declan James Cormac Ridding — owns 25–50% of shares; holds 25–50% of voting rights, since 2021-11-24
- Mr Charlie Pentol-Levy — owns 25–50% of shares; holds 25–50% of voting rights, since 2021-11-24

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/13762907
HTML: https://firmoscan.com/company/13762907-spot-payments-limited