# SMART FINANCIAL SERVICES LTD (13804298)

> SMART FINANCIAL SERVICES LTD is an active private limited company (company number 13804298) incorporated on 16 December 2021, registered in Exeter. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest micro accounts cover the period ending 30 September 2025, showing net assets of −£983, with 4 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Across the last 3 periods on record the net-asset trend is falling.

- Status: Active
- Incorporated: 2021-12-16
- Registered office: Exeter, EX1 1JG
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-06-30
- Confirmation statement due: 2026-12-30
- Accounts type: MICRO ENTITY

By net assets it sits in the bottom quarter of 2,831 comparable companies in Other (median £11k, upper quartile £75k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-09-30 | −£983 | — | — | — | — | — | 4 |
| 2024-12-31 | £0 | — | — | — | — | — | 4 |
| 2023-12-31 | £2,062 | — | — | — | — | — | 4 |

net assets trend falling; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-983 at 30 September 2025
- Three or more accounting periods on record: 3 periods on record
- Incorporated two to five years ago: Incorporated 16 December 2021

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Smart Estate Agent Limited (corporate-entity) — owns 25–50% of shares; holds 25–50% of voting rights, since 2021-12-16
- The Mortgage Quarter Ltd (corporate-entity) — owns 25–50% of shares; holds 25–50% of voting rights, since 2021-12-16

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/13804298
HTML: https://firmoscan.com/company/13804298-smart-financial-services-ltd